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a{display:flex;align-items:center;justify-content:center;gap:9px;font-size:12px;min-height:54px;color:var(--forest)}.mobile-contact a:last-child{background:var(--forest);color:white}.mobile-contact .icon{width:18px;height:18px}.page-intro{padding:45px 0 40px;text-align:left}.page-intro h1{font-size:38px;line-height:1.18;margin-bottom:20px;letter-spacing:-1.2px}.page-intro .eyebrow{font-size:9px;line-height:1.7}.page-intro .lead{font-size:14px}.page-intro+.section.compact-top{padding-top:40px}.intro-cards{grid-template-columns:1fr;gap:35px}.intro-statement{border-radius:110px 110px 5px 5px;min-height:250px;max-width:310px;width:100%;justify-self:center;padding:30px}.display-abbr{font-size:90px;line-height:1.15}.intro-statement>span:last-child{font-size:10px;margin-top:15px}.intro-cards h2{font-size:33px}.intro-cards p{font-size:14px}.intro-cards .button{font-size:12px;gap:20px}.explain-grid{grid-template-columns:1fr;gap:30px}.explain-grid article{padding-top:25px}.explain-grid .icon{margin-bottom:20px;width:27px;height:27px}.explain-grid h3{font-size:26px}.explain-grid p{font-size:13px}.illustration-header{padding:25px 22px;gap:15px;align-items:flex-start;flex-direction:column}.illustration-header .small-label{font-size:8px;letter-spacing:1.2px}.illustration-header h3{font-size:24px}.sample-premium{font-size:45px}.sample-premium span{font-size:12px}.tabs button{flex-direction:column;gap:8px;font-size:10px;padding:15px 5px;line-height:1.5}.tabs .icon{width:19px;height:19px}.tab-panel{padding:28px 22px;grid-template-columns:1fr;gap:25px;min-height:0}.tab-panel .eyebrow{font-size:8px;letter-spacing:1.3px}.tab-panel .sample-amount{font-size:50px;margin-bottom:20px}.tab-panel h3{font-size:26px}.tab-panel p{font-size:12px}.scenario-aside{padding:22px}.scenario-aside .icon{margin-bottom:15px}.illustration-note{padding:20px 22px;font-size:10px}.center-action .button{font-size:11px;gap:15px;max-width:100%;padding:15px 17px}.cash-chart{gap:10px;height:190px;margin-top:45px;padding:0 0 32px}.cash-chart b{font-size:9px;top:-22px}.cash-chart small{font-size:9px;bottom:-24px}.table-scroll{margin-left:-8px;margin-right:-8px}th,td{padding:11px 10px;font-size:10px}thead th{font-size:9px}.light-panel{padding:25px}.light-panel h3{font-size:27px}.question-list li{font-size:12px}.source-note{font-size:10px}.comparison-grid{grid-template-columns:1fr;gap:20px}.comparison-grid article{padding:28px}.comparison-grid h3{font-size:29px}.comparison-grid p{font-size:13px}.comparison-grid .check-list li{font-size:12px}.numbered-list article{gap:22px;padding:25px 0}.numbered-list article>span{font-size:31px}.numbered-list h3{font-size:24px}.numbered-list p{font-size:13px}.life-photo{padding:0}.life-photo img{height:320px}.medicare-intro-panel{max-width:320px;justify-self:center;width:100%;padding:40px 25px}.medicare-intro-panel>.icon{margin:10px 0 25px;width:42px;height:42px}.medicare-grid{grid-template-columns:1fr;gap:16px}.medicare-grid article{padding:25px 22px;gap:18px}.medicare-grid article>span{width:48px;height:48px;font-size:31px}.medicare-grid h3{font-size:18px}.medicare-grid p{font-size:13px}.inline-note{font-size:12px;padding:22px}.large-questions li{font-size:14px;padding:17px 0}.about-hero{padding:35px 0 50px}.about-hero .hero-grid{gap:32px}.about-hero .portrait-frame{aspect-ratio:1/1.15}.about-hero .portrait-caption{bottom:25px;align-items:flex-end}.about-hero .portrait-caption>span{font-size:9px}.about-hero h1{font-size:41px;letter-spacing:-1.4px}.about-hero p:not(.eyebrow){font-size:14px}.social-section{display:block}.social-links{margin-top:25px}.social-links>a{padding:22px 0}.contact-grid{gap:35px}.contact-advisor{gap:15px;margin-bottom:25px}.contact-advisor img{width:68px;height:68px}.contact-advisor h2{font-size:25px}.contact-advisor p{font-size:11px}.contact-channel{gap:15px;padding:23px 0}.contact-channel strong{font-size:19px}.contact-channel small{font-size:8px;letter-spacing:1.4px}.contact-channel>.icon{width:17px;height:17px}.contact-note h3{font-size:24px}.contact-note p{font-size:12px}.contact-form-wrap{padding:28px 22px}.contact-form-wrap h2{font-size:32px}.contact-form-wrap>p:not(.eyebrow){font-size:12px}.field-row{grid-template-columns:1fr;gap:0}.field{margin-bottom:18px}.field input,.field select,.field textarea{font-size:16px}.field input::placeholder,.field textarea::placeholder{font-size:12px}.field label{font-size:12px}.consent{font-size:10px}.form-help{font-size:9px}.message-ready h3{font-size:26px}.message-ready .button{font-size:12px;gap:20px}.legal-page h2{font-size:27px}.legal-page p{font-size:13px}}
@media(max-width:370px){.container{width:calc(100% - 32px)}.hero-copy h1{font-size:41px}.hero-copy .eyebrow{font-size:7px;letter-spacing:.8px}.portrait-scene{width:82%}.portrait-seal{width:70px;height:70px}.hero-actions{gap:12px}.hero-reassurance{font-size:9px;gap:14px}.page-intro h1{font-size:34px}.benefit-card{padding:23px 17px;column-gap:15px}.benefit-card h3{font-size:22px}.footer-grid{gap:30px 20px}.footer-grid>div>a.footer-phone{font-size:19px}.contact-channel strong{font-size:17px}.cash-chart b{font-size:8px}.cash-chart{gap:8px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation-duration:.01ms!important;transition-duration:.01ms!important}}
@media print{.topbar,.site-header,.mobile-contact,.site-footer,.cta-section{display:none}body{color:#111;background:white}.section{padding:25px 0}.container{width:100%}.tab-panel[hidden]{display:block!important}.tab-panel{break-inside:avoid}.tabs{display:none}.page-intro{padding:20px 0;background:white}.illustration,.benefit-card{break-inside:avoid}a{color:#111}}
/* Alba's supplied identity and updated consultation flow. */
.brand-image{width:64px;height:46px;object-fit:contain;background:#000;border-radius:3px;flex-shrink:0}.header-inner{gap:20px}.header-language{display:flex;align-items:center;gap:6px;font-size:24px;font-weight:700;letter-spacing:-.65px;line-height:1.15;padding:10px 13px;border:1px solid #cbd5c3;border-radius:5px;background:var(--sage);color:var(--deep);white-space:nowrap;margin-right:auto;flex-shrink:0}.header-language strong{font-weight:700}.site-header nav{gap:22px}.nav-contact{white-space:nowrap;gap:14px;padding:12px 17px}.site-footer .brand-image{width:70px;height:50px}.portrait-seal>img{width:36px;height:26px;object-fit:contain;background:black;border-radius:2px}.iul-example-link{margin:20px 0 0;display:flex;width:max-content}.callback-notice{display:flex;align-items:center;justify-content:center;gap:12px;padding:17px 16px;margin:14px 0 10px;background:#e4eadb;border:1px solid #bdc8ab;border-left:4px solid var(--forest);border-radius:4px;text-align:left;color:var(--deep);font-size:15px;line-height:1.5}.callback-notice .icon{width:23px;height:23px;color:var(--forest)}.callback-notice strong{font-weight:600}.message-ready p.callback-notice{font-size:15px}.message-ready #message-preview{display:block;width:100%;resize:vertical;min-height:175px;border-radius:4px;color:var(--ink);font:13px/1.8 var(--sans);margin:20px 0}.message-ready #sms-send{width:100%}.copy-message{margin-top:10px;min-height:43px;font-size:12px;padding:10px 20px}.message-ready p.sms-help{font-size:11px;line-height:1.8;margin:13px 0 0}.sms-help a{text-decoration:underline;white-space:nowrap}.message-ready p.copy-status{font-size:12px;line-height:1.5;margin:10px 0 0;color:var(--forest)}.copy-status:empty{display:none}
@media(max-width:1199px){.header-inner{gap:18px}.header-language{font-size:22px;padding:10px 13px}.site-header nav{gap:17px}.nav-contact{padding:12px 14px;gap:10px}.brand-image{width:58px;height:42px}}
@media(max-width:1080px){.menu-toggle{display:flex;flex-direction:column;justify-content:center;gap:6px;width:44px;height:44px;padding:12px;background:transparent;color:var(--forest);margin-left:auto}.menu-toggle span{display:block;background:currentColor;width:22px;height:1.5px;transition:transform .2s}.menu-toggle[aria-expanded=true] span:first-child{transform:translateY(3.75px) rotate(45deg)}.menu-toggle[aria-expanded=true] span:last-child{transform:translateY(-3.75px) rotate(-45deg)}.site-header nav{display:none;position:absolute;left:0;right:0;top:100%;padding:18px 28px 25px;background:var(--paper);border-bottom:1px solid var(--line);box-shadow:0 15px 20px #173b3209;align-items:stretch;gap:2px}.site-header nav.is-open{display:flex;flex-direction:column}.site-header nav>a:not(.button){padding:12px 0;font-size:14px}.site-header nav>a[aria-current=page]:not(.button):after{width:30px;bottom:8px}.site-header .nav-contact{margin-top:12px;align-self:flex-start;font-size:13px}.header-language{font-size:22px;padding:10px 13px}.brand-image{width:64px;height:46px}}
@media(max-width:600px){.header-inner{gap:13px}.brand{gap:9px}.brand-image{width:51px;height:37px}.header-language{flex-direction:column;gap:2px;font-size:18px;letter-spacing:-.25px;line-height:1.1;padding:7px 9px}.menu-toggle{width:38px;padding:8px}.callback-notice,.message-ready p.callback-notice{font-size:14px;padding:15px 12px;gap:10px}.message-ready #message-preview{font-size:14px}.site-footer .brand-image{width:64px;height:46px}}
@media(max-width:370px){.header-inner{gap:9px}.brand{gap:7px}.brand-image{width:46px;height:34px}.site-header .brand strong{font-size:29px}.site-header .brand small{font-size:6px;letter-spacing:2.1px}.header-language{font-size:18px;padding:6px 8px}.menu-toggle{width:34px;padding:6px}.nav-contact{font-size:12px}}
/* Client-supplied companies and service area. */
.carrier-section{padding:60px 0 65px;background:var(--cream);border-block:1px solid var(--line)}.carrier-heading{text-align:center;max-width:760px;margin:0 auto 32px}.carrier-heading .eyebrow{margin-bottom:14px}.carrier-heading h2{font-size:36px;line-height:1.2;letter-spacing:-1px;margin-bottom:0}.carrier-grid{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:14px}.carrier-card{min-width:0;display:flex;align-items:center;justify-content:center;padding:20px 17px;background:#fff;border:1px solid #e1e2d8;border-radius:6px;min-height:114px}.carrier-logo{display:block;width:100%;height:68px;max-width:190px;overflow:hidden}.service-area-section{padding:75px 0;background:var(--cream);border-top:1px solid var(--line)}.service-area-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px;align-items:center}.service-area-copy>p:not(.eyebrow){max-width:380px;font-size:15px}.service-area-copy .button{margin-top:8px}.service-area-list{padding:30px 32px;background:var(--paper);border:1px solid var(--line);border-radius:7px}.service-area-list>.small-label{margin-bottom:19px;color:var(--forest);line-height:1.6}.service-area-list ul{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));column-gap:28px;list-style:none;margin:0;padding:0}.service-area-list li{font-size:14px;line-height:1.55;padding:9px 0 9px 15px;position:relative;border-bottom:1px solid #e9e9df}.service-area-list li:before{content:"";position:absolute;left:0;top:18px;width:4px;height:4px;border-radius:50%;background:var(--gold)}.service-area-list li:nth-last-child(-n+3){border-bottom:0}.contact-service-area{padding:22px 24px;background:var(--sage);border:1px solid #d8dfcf;border-radius:5px;margin:28px 0}.contact-service-area>strong{color:var(--forest);font-size:15px}.contact-service-area p{font-size:13px;margin:5px 0}.contact-service-area .text-link{font-size:12px}.footer-grid .small>a{text-decoration:underline;text-underline-offset:4px}
@media(max-width:1000px){.carrier-grid{grid-template-columns:repeat(5,minmax(0,1fr));gap:10px}.carrier-card{padding:16px 12px;min-height:96px}.carrier-logo{height:58px}.service-area-grid{gap:35px;grid-template-columns:.85fr 1.15fr}.service-area-list{padding:24px}.service-area-list ul{column-gap:18px}}
@media(max-width:800px){.carrier-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.carrier-logo{max-width:210px;height:67px}.carrier-card{min-height:105px}.service-area-grid{grid-template-columns:1fr;gap:32px}.service-area-copy>p:not(.eyebrow){max-width:550px}.service-area-list ul{grid-template-columns:repeat(3,minmax(0,1fr))}.service-area-list li:nth-last-child(-n+3){border-bottom:0}}
@media(max-width:600px){.carrier-section{padding:42px 0 45px}.carrier-heading{text-align:left;margin-bottom:25px}.carrier-heading h2{font-size:29px;line-height:1.2;letter-spacing:-.75px}.carrier-heading .eyebrow{font-size:9px}.carrier-grid{gap:10px}.carrier-card{padding:14px 12px;min-height:88px}.carrier-logo{height:58px}.service-area-section{padding:50px 0}.service-area-copy>p:not(.eyebrow){font-size:14px}.service-area-copy .button{font-size:12px;gap:18px}.service-area-list{padding:22px 18px}.service-area-list>.small-label{font-size:9px;letter-spacing:1.2px}.service-area-list ul{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:12px}.service-area-list li{font-size:12px;padding-left:12px}.service-area-list li:nth-last-child(3){border-bottom:1px solid #e9e9df}.service-area-list li:before{top:16px}.contact-service-area{padding:20px}.contact-service-area>strong{font-size:14px}.contact-service-area p{font-size:12px}}